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February 11, 2025 | Press Releases

Steube, Cammack Reintroduce The ACCESS Act

Legislation Makes HSAs Available to Millions of Lower-Income Americans

WASHINGTON — Representatives Greg Steube (R-Fla.) and Kat Cammack (R-Fla.) have reintroduced their plan to expand access to Health Savings Accounts (HSAs) for five million lower-income Americans.

The Affordable Care and Comprehensive Economic Support through Savings (ACCESS) Act empowers individuals by giving them the option to receive direct contributions to an HSA instead of relying on reduced cost-sharing under government-controlled health insurance exchanges. This commonsense reform removes bureaucratic restrictions imposed by the ACA, allowing individuals to take control of their health care dollars and use them as they see fit. 

“The ACCESS Act is a straightforward solution to lower health care costs and expand access for the millions of lower-income families struggling under rising inflation and medical expenses,” said Rep. Steube. “This bill puts patients in control by offering a personal health care option that increases access to affordable treatments, trusted doctors, and essential therapies through tax-free, directly funded health savings accounts. At the same time, it streamlines existing health subsidies, saving taxpayers tens of billions of dollars. Conservative, results-driven reforms like this are what Americans can expect from Republicans in Washington.”

“Access to affordable care has diminished over the past decade, as the prices of medical care have skyrocketed and provider networks have shrunk,” said Rep. Cammack. “But with money in an HSA, you can obtain the personalized services you need, and see the doctors you trust, even if they’re not covered by your health insurance plan. For working families in my district and across the country this option is a lifesaver and will give many the flexibility to afford visits and procedures they may not be able to otherwise. I am proud to introduce the ACCESS Act today for many reasons, but mostly because it provides more access and more freedom for families whose health care needs aren’t being met by government-controlled health care programs.”  
The legislation is supported by Americans for Prosperity. 

“We are excited to endorse the ACCESS Act because it would expand access to high-quality medical care for millions of lower-income Americans without costing taxpayers a dime. Armed with a pre-funded health savings account they own and control, these patients will have more access to timely care from doctors they trust, including services and doctors their insurance doesn’t cover. And they’ll also have stronger incentives to shop for value and to take more personal responsibility for their health. All of which adds up to greater peace of mind. Congratulations to Congressman Steube and Congresswoman Cammack for coming up with a smart, fiscally responsible way to give vulnerable Americans a Personal Option — hassle-free health care you can afford,” said Dean Clancy Americans for Prosperity Senior Health Policy Fellow.


Read the bill text here.